Work in Germany with a credit, because the credit bureau is not optimal for it, many consumers like to look towards Switzerland and there hope for financial support. And that thought or desire is not at all outlandish. The banks in Switzerland are known for lending to German customers even without credit bureau. However only on very firm conditions and under optimal conditions. http://kansascattle.com has more details
Good information and pre-selection protects against disappointment
With a Swiss credit without credit bureau and without credit rating is advertised in many places. But not every offer really offers the expected credit. Many brokers try to fill their own funds before they take care of the customers.
Therefore, one should look carefully, who is behind a loan offer for a Swiss credit without credit bureau and no credit rating and whether this can really provide the hoped for credit. If one is unsure and the intermediary can not be precisely identified, it is worthwhile establishing contact with a bank in Switzerland. This not only brings security, but at the end sometimes saves a lot of money, because you have to pay any intermediaries.
The terms and conditions for a Swiss loan without credit bureau and no credit rating
Since with such a loan the credit bureau can not be taken as security, the bank sets the conditions for a loan very exactly. You are not negotiable and as a customer you have to consider whether you want to accept these terms. So there is only a small loan, which goes hand in hand with slightly higher interest rates. The loan is personal and therefore can not be transferred to another person. In addition, one must be able to demonstrate a high income, which must be proven with the help of income documents.
The borrower must have a permanent residence in Germany and be a German citizen. Only those who additionally agree to salary earning will eventually receive a Swiss loan without credit bureau and no credit rating. If you can make friends with these conditions and accept them, you will also end up with a loan.
Tip: If it does not work out in Switzerland with a loan, then there could be another possibility for a loan in Germany. So there are private financiers who provide a loan with a low loan amount with a good justification for borrowing. However, one must be able to explain the loan project exactly and show many collateral.